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See how Texas' car insurance quotes are trending. CarInsurance.com's Average Premium Trend Tool shows these changes in Texas auto insurance rates, over the past few months. The arrow shows the montly trend and the graph shows the change in Texas' average car insurance rates over the past few months. Hold your mouse over the points to see Texas' annual average premium.

Rates are up 7%7% Apr-2009: $2,102 Mar-2009: $1,961 Feb-2009: $1,863 Jan-2009: $1,774 Dec-2008: $1,734 Nov-2008: $1,667 Oct-2008: $1,669 Sep-2008: $1,783 Aug-2008: $1,707 Jul-2008: $1,678 Jun-2008: $1,631 May-2008: $1,659 Apr-2009: $2,102 Mar-2009: $1,961 Feb-2009: $1,863 Jan-2009: $1,774 Dec-2008: $1,734 Nov-2008: $1,667 Oct-2008: $1,669 Sep-2008: $1,783 Aug-2008: $1,707 Jul-2008: $1,678 Jun-2008: $1,631 May-2008: $1,659

The average auto insurance premium for residents in Texas is $2,102 in April 2009; the national average is $1,766. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company. You have to shop around to see if you are saving money.

Even within the state of Texas, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Texas is 15% higher in 2009 than 2008. 2008 was 1% higher than 2007 in Texas.

 
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